The Rules That Govern Your Use of county-cad.org/
These terms explain what you can do with the site, what you cannot, the disclaimers and warranties that apply, the limit on our liability, and how disputes are resolved. Please read them — by using the site, you agree to them.
1. Editorial directory only. The site is not a Texas CAD, not the Texas Comptroller, not TDLR, not a CRA, not a licensing authority.
2. NO FCRA-permissible-purpose use. Site content cannot be used for tenant screening, employment, credit, insurance, or any other FCRA-regulated decision.
3. Verify with CAD before relying. The CAD’s published page is the authoritative current reference.
4. Delaware law. Disputes are governed by State of Delaware law.
5. AAA arbitration with 30-day opt-out. Disputes go to binding individual arbitration, not court — but you can opt out within 30 days of first using the site.
6. Class-action waiver. Subject to the AAA opt-out, claims must be brought individually.
7. $100 liability cap. Our aggregate liability to any user is capped at $100 — including for any FCRA liability the user incurs from prohibited use, missed ARB protest deadline, missed exemption deadline, or any other loss.
What’s on this page
1. Acceptance
By accessing or using county-cad.org/, you agree to these Terms of Service and to our Privacy Policy, Cookie Policy, Disclaimer, DMCA Policy, Editorial Policy, Sources & Methodology, and Accessibility Statement. If you do not agree, do not use the site.
2. Permitted Use
- Read content for personal, informational, or educational purposes
- Print or save individual pages for personal reference
- Share links to specific pages by URL
- Quote brief excerpts under fair use, with attribution to county-cad.org/ and a link to the source page
- Use the Texas CAD contact details to reach the CAD directly
- Use the site as a starting point for understanding Texas property assessment before contacting the CAD or a TDLR-licensed property tax consultant
- Use the site to find the official CAD portal where you can perform property research permitted by the CAD’s own portal terms
3. Prohibited Use
- Use any content as legal advice, financial advice, real estate investment advice, or tax advice — consult a licensed professional or TDLR-licensed property tax consultant
- Use the site as a substitute for a title search or title-insurance examination
- Use the site to misrepresent yourself as a Texas CAD, the Texas Comptroller, TDLR, or other government authority
- Use the site to operate or promote a third-party property-records aggregator, “people search” operation, or paid-access service for records the CAD provides free
- Use the site to provide property tax representation services without TDLR licensure under Tex. Occ. Code Ch. 1152
- Scrape, mass-download, or systematically extract content for commercial republication or to build a database of Texas property records
- Use the site to harass, threaten, dox, or otherwise harm any individual, including any Texas property owner whose record is referenced through links
- Re-publish content under a different brand without permission
- Reverse-engineer, decompile, or attempt to extract source code from any site infrastructure
- Use the site to deliver malware, conduct attacks, or otherwise interfere with site operation
- Use the site to circumvent Texas confidentiality protections (Tex. Gov’t Code §552.117 for protected officials, Texas Office of the Attorney General Address Confidentiality Program for survivors of family violence)
4. FCRA-Prohibited Use — Critical
Specifically, you may not use county-cad.org/ content to make decisions concerning: (a) employment of a person, including hiring, promotion, reassignment, or retention; (b) extension of credit to a person, including underwriting, terms, or collection; (c) underwriting of insurance for personal, family, or household purposes; (d) eligibility of a person for a license or other benefit granted by a governmental instrumentality required by law to consider an applicant's financial responsibility or status; (e) tenant screening or any other landlord-tenant decision (specifically including any decision under the Texas Property Code Ch. 92 landlord-tenant framework); (f) any other "permissible purpose" as defined under the Fair Credit Reporting Act, 15 U.S.C. § 1681b. You agree to indemnify county-cad.org/ for any claim, fine, judgment, or settlement arising from any such prohibited use of the site, including FCRA claims brought by affected consumers.
5. Accounts
The site does not require account creation for normal browsing. If we add account features in the future, additional terms will apply.
6. Intellectual Property
The original editorial content of county-cad.org/ — guides, walkthroughs, exemption summaries, ARB procedure descriptions, and design — is protected by copyright. Subject to the permitted-use clause above and the fair-use doctrine (17 U.S.C. § 107), all rights reserved.
Federal government works are generally not subject to copyright (17 U.S.C. § 105). Texas government works including Comptroller publications and CAD publications follow Texas’s open-records framework under Tex. Gov’t Code §552; the Texas Property Tax Code itself is uncopyrighted as state law. We use CAD names and the names of state oversight bodies — for example, “Harris Central Appraisal District (HCAD),” “Dallas Central Appraisal District (DCAD),” “Tarrant Appraisal District (TAD),” “Bexar Appraisal District (BCAD),” “Travis Central Appraisal District (TCAD),” “Texas Comptroller of Public Accounts Property Tax Assistance Division (PTAD),” “Texas Department of Licensing and Regulation (TDLR),” “Texas Association of Appraisal Districts (TAAD),” and many others — nominatively to identify the office our page covers; we do not claim affiliation or endorsement.
7. User Submissions
If you send us a correction, comment, or suggestion, you grant us a perpetual, worldwide, royalty-free, non-exclusive licence to use, reproduce, modify, and incorporate the submission into the site for editorial purposes. We will not publish your name or contact details without permission.
8. Third-Party Content & Links
The site links extensively to Texas CADs, the Texas Comptroller PTAD, TDLR, and (where directly relevant) professional standards bodies. We do not control those sites and are not responsible for their content, availability, accuracy, or privacy practices. A link is not an endorsement.
9. Disclaimers
The site is provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, completeness, non-infringement, and availability. We do not warrant that CAD portal URLs, exemption procedures, ARB protest deadlines, or any specific procedure is current or accurate at any specific moment — CAD procedures and Texas property tax law change frequently, and the CAD’s own page and the current Texas Property Tax Code are the authoritative current references.
10. Limitation of Liability
To the fullest extent permitted by law: county-cad.org/ and its operators, editors, contributors, employees, and agents are not liable for any indirect, consequential, special, incidental, or punitive damages arising from your use of the site or your reliance on any content — specifically including but not limited to any missed ARB protest deadline, missed exemption application window, real estate transaction loss, FCRA liability incurred from prohibited use, tax penalty, denied exemption, denied ARB protest, or any other loss connected to use of the site. Aggregate liability to any user is capped at one hundred U.S. dollars ($100).
11. Indemnity
You agree to indemnify and hold harmless county-cad.org/ and its operators, editors, contributors, and agents from any claim, loss, liability, demand, or expense (including reasonable legal fees) arising from your breach of these Terms or your misuse of the site, including any FCRA-prohibited use, any misrepresentation as a CAD or Texas authority, any unlicensed property tax representation in violation of Tex. Occ. Code Ch. 1152, any commercial scraping in violation of these Terms, or any harassment of property owners whose records are referenced through links.
12. Term & Termination
These Terms are effective until terminated. We may terminate or suspend access to the site or any user, at any time, for any reason or no reason, without notice. Sections that by their nature should survive termination — including IP, FCRA-prohibited use, disclaimers, liability cap, indemnity, governing law, arbitration, and miscellaneous — survive.
13. Governing Law & Venue
These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws principles. Subject to the AAA arbitration clause below, the exclusive venue for any judicial proceeding (including challenges to enforceability of arbitration) is the state and federal courts located in New Castle County, Delaware, and the parties consent to personal jurisdiction there.
14. Disputes & AAA Arbitration
Any dispute arising from these Terms or your use of the site (a “Dispute”) shall be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules in effect at the time of filing, except that small-claims court actions for monetary relief within the small-claims court’s jurisdiction may proceed in court.
30-day opt-out. You may opt out of this arbitration agreement by emailing info@county-cad.org with subject line “Arbitration opt-out” within 30 days of first using the site, including your name and a clear statement that you are opting out.
Procedure. Arbitration is individual. The arbitrator decides all issues, including arbitrability. Hearings, if any, take place by video or in the county where you reside, unless the parties agree otherwise. Each party bears its own attorneys’ fees and costs unless the arbitrator awards otherwise.
15. Class-Action & Jury Waiver
Subject to the 30-day opt-out, you and we waive the right to bring claims as a class, consolidated, or representative action. The arbitrator may not consolidate more than one user’s claims. You and we also waive the right to a jury trial in any matter outside arbitration.
16. Changes to These Terms
We may update these Terms. The “Last reviewed” date at the top reflects the current version. Material changes are flagged on the site for 30 days. Continued use after the effective date of changes constitutes acceptance.
17. Miscellaneous
- Severability. If any clause is found unenforceable, the rest of the Terms remain in effect.
- No waiver. Our failure to enforce any clause is not a waiver of future enforcement.
- Entire agreement. These Terms, together with the Privacy Policy and the other policies incorporated by reference, constitute the entire agreement.
- No third-party beneficiaries. These Terms do not create rights in favor of any third party.
- Assignment. You may not assign these Terms; we may assign them in connection with any sale, merger, or reorganisation of the publication.
- Headings. Section headings are for convenience only and do not affect interpretation.
18. Contact
For any question about these Terms, email info@county-cad.org with subject line “Terms question.”
Questions About These Terms?
Email us with subject line “Terms question.” For arbitration opt-out, use subject “Arbitration opt-out” within 30 days of first use.
📧 info@county-cad.org